33% of Americans have been victims of identity theft1
Log in to your Penn State Health Retirement Plan account at retire.pennstatehealth.org to make sure all your information is up to date. Becoming a victim of fraud or identity theft can be a scary thought – luckily, there are things you can do to help protect yourself to minimize the effects if your accounts are compromised.
Three easy steps you can take to help secure your account right now:
- Register your account and choose a strong username and password, if you haven’t already.
- Provide your email addresses and phone numbers for security alerts.
- Review security alerts immediately.
Log in to your account to learn more about Empower’s commitment to your account safety.
Save these helpful tips and keep them handy if you become a victim of fraud
- Change your password(s), then notify all your financial institutions, including Empower.
- Notify all three major credit bureaus (Equifax, Experian, and TransUnion) and file a report with the FBl1s Internet Crime Complaint Center as soon as possible.
Remember, wherever you are in your retirement planning journey, your local plan representative is there to help. Don’t hesitate to contact them with any questions at pennstatehealth.empowermytime.com
1 Empower Personal Wealth post-meeting survey data for July and August 2023.
The Empower Security Guarantee applies only to accounts maintained by Empower and does not extend to accounts held or managed by third parties, such as self-directed brokerage accounts held at other institutions. Empower may seek restitution from the person(s) who committed the unauthorized activity and may require you to assign certain rights or sign a release form as a condition in receiving reimbursement under the Empower Security Guarantee. For accounts in employer-sponsored plans, reimbursement is generally subject to plan sponsor review and approval and may be subject to additional conditions based on any related agreement between Empower and your employer. Empower will determine the type and amount of any reimbursement in its sole discretion. This protection does not cover any legal fees, expenses, or tax consequences or any indirect, consequential, or non-monetary damages. Empower reserves the right to reduce the amount of any reimbursement by amounts you are entitled to receive from other sources for the same loss, such as identity theft insurance.
Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC.This material is for informational purposes only and is not intended to provide investment, legal, or tax recommendations or advice.
“EMPOWER” and all associated logos and product names are trademarks of Empower Annuity Insurance Company of America.
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